Bal-Mahila Vikas Samiti

Success Stories

manorama-deviRelief from Debt Improvement in Work

Manorama Devi

The 'Harsh' Self Help Group of Nayapura presents an example of empowered women through self-employment. The group has 10 members. The president of the group Manorama Devi carries out work of Hosiery (tailoring). Apart from these, she also carves statues from mud and Plaster of Paris (PoP). According to Manorama Devi, she had taken loan amount of Rs 7500 initially and then Rs 12,000 for the second time. She purchased the sewing machine out of the loan amount, she added. Before VAMA, she used to take loans from others at a high rate of interest but now she gets them easily at low rate of interest from VAMA MFI.

anna-deviOwning a Shop

Anna Devi

The president of the group Anna Devi and another member Jayanti Devi have also taken loans to increase investment in their work and gain profit. Anna Devi conducts business of bangles while Jayanti Devi conducts garbage business. According to these members, they have to pay less interest for loans from VAMA MFI and moreover, they do not have to ask for loans from anybody which they previously did from money lenders.



Savitri Devi weaving her success story with assistance from the VAMA' project on MicroFinance Development and Promotion in Gwalior(MP). It is an initiative to provide financial support to entrepreneurs and promote enterprise development

Before Credit of VAMA

Mrs. Saroj's husband work as a gardener and his monthly income is  3000 rs. There and his monthly income is  3000 rs. There are two boys and two girls. The elder daughter is married. One of the boys working at a medical store and he earns 1000rs in a month. Before making themselves at home working pot was earn Rs 1000 per month which was harmful to health. If needed, she had to take the debt from her neighborhood.





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Audit Report 2017-18 (PDF Document)

Annual Report 2016-17 (PDF Document)

MF Scan December 2015 (PDF Document)

MF Scan March 2017 (PDF Document)



Caselets (PDF Document)
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9-C, Maharana Pratap Nagar, Usha Colony,
Lashkar, Gwalior-474009
Madhya Pradesh, India

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VAMA is registered under M.P Society registration Act 1973

Date of Registration: 14th December 1988, Registration No: 21087

Registrations: Registered under the provisions of sec-12 A and 80-G of Income Tax Act-1961,


Credit Rating: MF-4 by SMERA

TAN: BPL B03628 C

Planning Commission of India : MP/2009/0008908

FCRA No. 063280015, Dated 22 August 2000

ISO 9001:2000 Certified